
If you’ve been injured in an accident due to someone else’s negligence — whether it’s a car crash, slip and fall, or medical malpractice — In addition to covering medical bills and lost wages, you may also qualify for other forms of compensation. In most personal injury cases, injured parties can also seek compensation for something called “pain and suffering.” But what exactly does that mean, and how is it calculated?
The truth is, unlike medical expenses that come with receipts or lost wages that can be documented with pay stubs, pain and suffering is more subjective. It represents the physical discomfort, emotional distress, and diminished quality of life you experience as a result of your injuries. And while it’s a critical part of many personal injury claims, determining how much it’s worth isn’t always straightforward.
Let’s break down how pain and suffering is valued in a personal injury claim and what factors can influence the final settlement or award.
What Is Pain and Suffering?
In a legal context, pain and suffering refers to the physical pain, mental anguish, and emotional distress you endure because of an injury caused by someone else’s actions. It includes:
- Physical pain from the injury itself
- Emotional suffering such as depression, anxiety, fear, and insomnia
- The inability to engage in hobbies, interests, or everyday activities you once found fulfilling.
- Mental anguish from disfigurement, scarring, or permanent disability
- Ongoing trauma, including PTSD in some cases
Unlike economic damages like medical costs and lost income, pain and suffering falls under non-economic damages, which are more personal and harder to quantify.
How Is Pain and Suffering Calculated?
Since there’s no fixed price tag for pain and suffering, courts and insurance companies often use one of two common methods to estimate its value:
1. The Multiplier Method
This is a common approach. Here’s how it works:
- Add together all your out-of-pocket expenses, including medical costs and income you weren’t able to earn.
- Next, multiply the total by a number ranging from 1.5 to 5, with higher numbers reflecting more severe injuries.
For example, if your economic damages are $50,000 and the multiplier chosen is 3 because of significant injuries and emotional distress, your pain and suffering would be valued at $150,000.
Factors that influence the multiplier include:
- The severity of your injury
- The length of your recovery
- Whether you’ll have permanent or long-term effects
- Impact on your daily life and relationships
2. The Per Diem Method
The per diem method, meaning ‘per day’ in Latin, allocates a set dollar amount for each day you experience pain and suffering from the time of the injury until you fully recover. For example, if the per diem rate is set at $200 and you suffered for 300 days, your pain and suffering would total $60,000.
This method is often reserved for cases where recovery time is more predictable or when an ongoing injury’s impact can be reasonably tracked over time.
Factors That Affect Pain and Suffering Compensation
Every personal injury case is unique, but several factors typically influence how much compensation you might receive for pain and suffering:
- Type and severity of injury:
Cases involving severe injuries, including spinal cord trauma, brain injuries, or permanent impairments, generally receive higher compensation for pain and suffering. - Length of recovery:
The longer your pain, discomfort, and emotional distress persist, the higher your potential compensation. - Impact on daily life:
If your injury affects your ability to work, care for your family, or enjoy life’s activities, it can increase the value of your claim. - Medical documentation:
Detailed records from healthcare providers that describe your physical and emotional suffering can strengthen your case. - Witness testimony:
Statements from family, friends, or coworkers who’ve observed changes in your mood, abilities, or quality of life can support your claim. - State laws and damage caps:
Some states limit (or “cap”) non-economic damages in personal injury cases, particularly in medical malpractice claims.
While no amount of money can undo the trauma of an accident, fair compensation for pain and suffering acknowledges the very real physical and emotional toll an injury takes. Because these damages are subjective, having an experienced personal injury attorney on your side can make a significant difference in securing a fair settlement.
An attorney can gather evidence, present compelling arguments, and negotiate with insurance companies to ensure your pain and suffering — not just your financial losses — are valued appropriately.
If you’ve been injured in an accident, don’t hesitate to seek legal advice. Knowing your rights and understanding how compensation works is the first step toward rebuilding your life.